{"id":31847,"date":"2026-08-14T12:03:22","date_gmt":"2026-08-14T12:03:22","guid":{"rendered":"https:\/\/multicredit.ch\/?page_id=31847"},"modified":"2026-08-14T14:12:53","modified_gmt":"2026-08-14T14:12:53","slug":"asset-based-financing","status":"publish","type":"page","link":"https:\/\/multicredit.ch\/en\/alternative-financing\/asset-based-financing\/","title":{"rendered":"Asset-Based Financing"},"content":{"rendered":"
[vc_row full_width=”stretch_row” el_class=”section-l section-content-narrow”][vc_column][vc_row_inner css=”.vc_custom_1752759875971{padding-top: 3% !important;padding-bottom: 3% !important;}”][vc_column_inner]<\/p>\n

Unlock Capital from the Assets You Already Own<\/H2><\/p>\n

Leverage existing business assets to improve liquidity and fuel growth.<\/h4>\n<\/div>\n

[vc_wp_text el_class=”white-texte”]Capital is often locked where you least expect it: in your assets.<\/p>\n

Whether you are a private individual or a business owner, you may hold valuable assets that still carry significant market value \u2014 vehicles, land, apartments, machinery, artwork, aircraft, yachts, or technical equipment.<\/p>\n

The question is simple:
\nWhy sell when you can leverage?<\/p>\n

Asset-based financing allows you to unlock liquidity by using your assets as collateral \u2014 without losing ownership.[\/vc_wp_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” content_placement=”middle” el_class=”section-l section-content-wide” css=”.vc_custom_1786624848328{margin-bottom: 0px !important;padding-bottom: 0px !important;}”][vc_column width=”1\/2″][vc_single_image image=”31849″ img_size=”full” alignment=”center” css=”.vc_custom_1786708818605{margin-bottom: 0px !important;padding-bottom: 0px !important;}”][\/vc_column][vc_column width=”1\/2″ css=”.vc_custom_1786624335135{margin-bottom: 0px !important;padding-bottom: 0px !important;}”]<\/p>\n

What Is Asset-Based Financing?<\/H2><\/div>\n

[vc_column_text]Asset-based financing is a structured loan secured by tangible assets.<\/p>\n

Instead of focusing exclusively on income ratios or banking models, the financing is primarily based on:<\/p>\n

    \n
  • The market value of the asset<\/li>\n
  • Its liquidity and resale potential<\/li>\n
  • Its legal structure and ownership clarity<\/li>\n<\/ul>\n

    You remain the owner.
    \nThe asset serves as collateral.[\/vc_column_text][\/vc_column][\/vc_row][vc_section full_width=”stretch_row” css=”.vc_custom_1786691225365{padding-bottom: 0px !important;background-color: #f4f4f4 !important;}”][vc_row full_width=”stretch_row” el_class=”section-l section-content-wide” css=”.vc_custom_1786691219386{padding-bottom: 0px !important;}”][vc_column]<\/p>\n

    Eligible Assets<\/H2><\/div>\n

    [vc_column_text]We structure financing solutions for a wide range of assets, including:[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_row full_width=”stretch_row” css=”.vc_custom_1786711622346{padding-bottom: 0px !important;background-color: #f4f4f4 !important;}” el_class=”section-l section-content-wide”][vc_column width=”1\/3″][vc_custom_heading text=”1″ font_container=”tag:h3|font_size:6rem|text_align:left|color:%23e9003c|line_height:6rem” google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:800%20bold%20regular%3A800%3Anormal”][vc_column_text]<\/p>\n

    Vehicles & Fleets<\/h4>\n

    Luxury cars, classic cars, commercial vehicles, fleets.[\/vc_column_text][\/vc_column][vc_column width=”1\/3″][vc_custom_heading text=”2″ font_container=”tag:h3|font_size:6rem|text_align:left|color:%23e9003c|line_height:6rem” google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:800%20bold%20regular%3A800%3Anormal”][vc_column_text]<\/p>\n

    Real Estate & Land<\/h4>\n

    Apartments, development land, secondary residences.[\/vc_column_text][\/vc_column][vc_column width=”1\/3″][vc_custom_heading text=”3″ font_container=”tag:h3|font_size:6rem|text_align:left|color:%23e9003c|line_height:6rem” google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:800%20bold%20regular%3A800%3Anormal”][vc_column_text]<\/p>\n

    Machinery & Industrial Equipment<\/h4>\n

    Production lines, construction machines, specialized technical systems.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1786690730947{padding-top: 0px !important;background-color: #f4f4f4 !important;}” el_class=”section-l section-content-wide”][vc_column width=”1\/3″][vc_single_image image=”31850″ img_size=”full”][\/vc_column][vc_column width=”1\/3″][vc_custom_heading text=”4″ font_container=”tag:h3|font_size:6rem|text_align:left|color:%23e9003c|line_height:6rem” google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:800%20bold%20regular%3A800%3Anormal”][vc_column_text]<\/p>\n

    Aviation & Marine Assets<\/h4>\n

    Private jets, helicopters, yachts.[\/vc_column_text][\/vc_column][vc_column width=”1\/3″][vc_custom_heading text=”5″ font_container=”tag:h3|font_size:6rem|text_align:left|color:%23e9003c|line_height:6rem” google_fonts=”font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:800%20bold%20regular%3A800%3Anormal”][vc_column_text]<\/p>\n

    Specialized Equipment<\/h4>\n

    Medical devices, laboratory equipment, professional tools.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” el_class=”section-l section-content” css=”.vc_custom_1786711659388{padding-top: 0px !important;background-color: #f4f4f4 !important;}”][vc_column][vc_raw_html]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[\/vc_raw_html][\/vc_column][\/vc_row][vc_row el_class=”section-l”][vc_column width=”1\/2″]<\/p>\n

    Why Use Asset Financing?<\/H2><\/div>\n

    [vc_column_text]Asset financing is often used to:<\/p>\n

      \n
    • Strengthen working capital<\/li>\n
    • Finance a business opportunity<\/li>\n
    • Bridge temporary liquidity needs<\/li>\n
    • Reinvest without selling strategic assets<\/li>\n
    • Avoid dilution (for entrepreneurs)<\/li>\n
    • Optimize timing in volatile markets<\/li>\n<\/ul>\n

      Selling is permanent.
      \nFinancing is strategic.[\/vc_column_text][\/vc_column][vc_column width=”1\/2″][vc_single_image image=”31854″ img_size=”full”][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” el_class=”section-l section-content gradient-bck”][vc_column][vc_raw_html]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[\/vc_raw_html][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” gap=”30″ equal_height=”yes” css=”.vc_custom_1786707898478{padding-top: 6rem !important;padding-bottom: 3rem !important;background-color: #fafafa !important;}” el_class=”section-content-wide”][vc_column width=”1\/3″ css=”.vc_custom_1786707658221{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-left-color: #eeeeee !important;border-left-style: solid !important;border-right-color: #eeeeee !important;border-right-style: solid !important;border-top-color: #eeeeee !important;border-top-style: solid !important;border-bottom-color: #eeeeee !important;border-bottom-style: solid !important;border-radius: 25px !important;}” data_aos=”fade-up” data_aos_delay=”0″][vc_icon icon_fontawesome=”fas fa-info-circle” color=”custom” size=”lg” custom_color=”#e9003c” css=”.vc_custom_1786707327211{padding-top: 48px !important;padding-right: 48px !important;padding-left: 48px !important;}”][vc_column_text css=”.vc_custom_1786715897304{padding-right: 48px !important;padding-left: 48px !important;}”]<\/p>\n

      For Private Individuals<\/h5>\n

      [\/vc_column_text][vc_separator color=”custom” accent_color=”#eeeeee” el_class=”mc-separator separator-gray”][vc_column_text css=”.vc_custom_1786715940303{padding-right: 48px !important;padding-bottom: 24px !important;padding-left: 48px !important;}”]You may own valuable assets but prefer not to sell:<\/p>\n

        \n
      • Classic vehicles<\/li>\n
      • Fine art<\/li>\n
      • Secondary properties<\/li>\n
      • Yachts or aircraft<\/li>\n<\/ul>\n

        Asset-backed financing allows you to generate liquidity while maintaining control.[\/vc_column_text][\/vc_column][vc_column width=”1\/3″ css=”.vc_custom_1786707667097{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-left-color: #eeeeee !important;border-left-style: solid !important;border-right-color: #eeeeee !important;border-right-style: solid !important;border-top-color: #eeeeee !important;border-top-style: solid !important;border-bottom-color: #eeeeee !important;border-bottom-style: solid !important;border-radius: 25px !important;}” data_aos=”fade-up” data_aos_delay=”150″][vc_icon icon_fontawesome=”fas fa-info-circle” color=”custom” size=”lg” custom_color=”#e9003c” css=”.vc_custom_1786707403578{padding-top: 48px !important;padding-right: 48px !important;padding-left: 48px !important;}”][vc_column_text css=”.vc_custom_1786715953700{padding-right: 48px !important;padding-left: 48px !important;}”]<\/p>\n

        For Businesses<\/h5>\n

        [\/vc_column_text][vc_separator color=”custom” accent_color=”#eeeeee” el_class=”mc-separator separator-gray”][vc_column_text css=”.vc_custom_1786716175068{padding-right: 48px !important;padding-bottom: 24px !important;padding-left: 48px !important;}”]Companies often hold significant value in:<\/p>\n

          \n
        • Machinery<\/li>\n
        • Vehicle fleets<\/li>\n
        • Equipment<\/li>\n
        • Real estate<\/li>\n<\/ul>\n

          Instead of increasing unsecured debt, you can structure financing directly backed by your balance sheet assets.<\/p>\n

          This improves flexibility and preserves banking lines.[\/vc_column_text][\/vc_column][vc_column width=”1\/3″ css=”.vc_custom_1786707672951{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 0px !important;padding-right: 0px !important;padding-bottom: 0px !important;padding-left: 0px !important;background-color: #ffffff !important;border-left-color: #eeeeee !important;border-left-style: solid !important;border-right-color: #eeeeee !important;border-right-style: solid !important;border-top-color: #eeeeee !important;border-top-style: solid !important;border-bottom-color: #eeeeee !important;border-bottom-style: solid !important;border-radius: 25px !important;}” data_aos=”fade-up” data_aos_delay=”300″][vc_icon icon_fontawesome=”fas fa-info-circle” color=”custom” size=”lg” custom_color=”#e9003c” css=”.vc_custom_1786707427027{padding-top: 48px !important;padding-right: 48px !important;padding-left: 48px !important;}”][vc_column_text css=”.vc_custom_1786716190610{padding-right: 48px !important;padding-left: 48px !important;}”]<\/p>\n

          Structured & Confidential<\/h5>\n

          [\/vc_column_text][vc_separator color=”custom” accent_color=”#eeeeee” el_class=”mc-separator separator-gray”][vc_column_text css=”.vc_custom_1786716228303{padding-right: 48px !important;padding-bottom: 24px !important;padding-left: 48px !important;}”]Asset financing requires:<\/p>\n

            \n
          • Avoid forced or premature sales<\/li>\n
          • Seize time-sensitive opportunities<\/li>\n
          • Optimize market timing<\/li>\n
          • Restructure assets intelligently<\/li>\n<\/ul>\n

            We work with specialized lenders and investors capable of analyzing non-standard assets.<\/p>\n

            Each case is handled with discretion and pragmatism.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1786708011519{padding-top: 0px !important;padding-bottom: 6rem !important;background-color: #fafafa !important;}” el_class=”section-content-wide”][vc_column][vc_row_inner css=”.vc_custom_1786707986467{padding-top: 3rem !important;}” el_class=”section-l”][vc_column_inner]<\/p>\n

            Strategic Liquidity<\/H2><\/div>\n

            [vc_wp_text el_class=”white-texte”]Liquidity is not always about income.
            \nSometimes it is about structure.<\/p>\n

            If you hold valuable assets, you hold financial leverage.<\/p>\n

            We help you transform that leverage into liquidity \u2014 efficiently, rapidly, and strategically.[\/vc_wp_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/section>\n","protected":false},"excerpt":{"rendered":"

            [vc_row full_width=”stretch_row” el_class=”section-l section-content-narrow”][vc_column][vc_row_inner css=”.vc_custom_1752759875971{padding-top: 3% !important;padding-bottom: 3% !important;}”][vc_column_inner][vc_wp_text el_class=”white-texte”]Capital is often locked where you least expect it: in your assets. Whether you are a private individual or a business owner, you may hold valuable assets that still carry significant market value \u2014 vehicles, land, apartments, machinery, artwork, aircraft, yachts, or technical equipment. The question […]<\/p>\n","protected":false},"author":24,"featured_media":31857,"parent":31076,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-credit.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[],"class_list":["post-31847","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/pages\/31847","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=31847"}],"version-history":[{"count":7,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/pages\/31847\/revisions"}],"predecessor-version":[{"id":31852,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/pages\/31847\/revisions\/31852"}],"up":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/pages\/31076"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/31857"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=31847"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=31847"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}