{"id":31076,"date":"2026-08-12T13:54:37","date_gmt":"2026-08-12T13:54:37","guid":{"rendered":"https:\/\/multicredit.ch\/?page_id=31076"},"modified":"2026-08-14T14:54:36","modified_gmt":"2026-08-14T14:54:36","slug":"alternative-financing","status":"publish","type":"page","link":"https:\/\/multicredit.ch\/en\/alternative-financing\/","title":{"rendered":"Alternative Financing"},"content":{"rendered":"
[vc_row full_width=”stretch_row” content_placement=”middle” el_class=”section-l section-content-wide”][vc_column width=”1\/2″]<\/p>\n

Mortgages in Switzerland<\/H2><\/p>\n

Arrange, renew, and optimize your property financing<\/h4>\n<\/div>\n

[vc_column_text]A mortgage is not only about the interest rate. It is a financing structure that must remain aligned with your project, your budget, and your long-term plans. Whether you are buying a primary residence, financing a second home, renewing an existing mortgage, or optimizing a first- and second-rank structure, small differences in terms and strategy can translate into significant savings over time.[\/vc_column_text][vc_btn title=”Learn more” link=”url:https%3A%2F%2Fmulticredit.ch%2Fen%2Falternative-financing%2Fmortgages-in-switzerland%2F”][\/vc_column][vc_column width=”1\/2″][vc_single_image image=”31079″ img_size=”full”][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” content_placement=”middle” css=”.vc_custom_1786545293358{background-color: #f4f4f4 !important;}” el_class=”section-l section-content-wide”][vc_column width=”1\/2″][vc_single_image image=”31086″ img_size=”full”][\/vc_column][vc_column width=”1\/2″]<\/p>\n

Mezzanine Financing in Switzerland<\/H2><\/p>\n

Unlock the Hidden Value of Your Property<\/h4>\n<\/div>\n

[vc_column_text]Your villa, primary residence, secondary home, or income-generating property is more than real estate. It is capital.<\/p>\n

The real question is not whether you have equity tied up in your property. The real question is: how can you use it strategically without selling under pressure?<\/p>\n

Mezzanine financing \u2014 also known as junior debt or second-ranking financing \u2014 is an alternative solution that complements your existing mortgage.[\/vc_column_text][vc_btn title=”Learn more” link=”url:https%3A%2F%2Fmulticredit.ch%2Fen%2Falternative-financing%2Fmezzanine-financing-in-switzerland%2F|title:Learn%20more”][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” content_placement=”middle” el_class=”section-l section-content-wide”][vc_column width=”1\/2″]<\/p>\n

Asset-Based Financing<\/H2><\/p>\n

Turn Your Assets into Liquidity<\/h4>\n<\/div>\n

[vc_column_text]Capital is often locked where you least expect it: in your assets.<\/p>\n

Whether you are a private individual or a business owner, you may hold valuable assets that still carry significant market value \u2014 vehicles, land, apartments, machinery, artwork, aircraft, yachts, or technical equipment.[\/vc_column_text][vc_btn title=”Learn more” link=”url:https%3A%2F%2Fmulticredit.ch%2Fen%2Falternative-financing%2Fasset-based-financing%2F|title:Learn%20more”][\/vc_column][vc_column width=”1\/2″][vc_single_image image=”31088″ img_size=”full”][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” content_placement=”middle” css=”.vc_custom_1786545307752{background-color: #f4f4f4 !important;}” el_class=”section-l section-content-wide”][vc_column width=”1\/2″][vc_single_image image=”19537″ img_size=”full”][\/vc_column][vc_column width=”1\/2″]<\/p>\n

Looking for SME financing?<\/H2><\/div>\n

[vc_column_text]Get in touch with our partner PrestaFlex<\/p>\n

PrestaFlex Service is our long-time partner, active on the Swiss market since 2013 and having a professional team of specialists, who will help you finance your need in a simple and advantageous way.<\/p>\n

PrestaFlex Service offers financing from CHF 100\u2019000 to 5 million with a fast decision process (3 to 5 working days from receipt of all documents) and a payment within 10 days after signing the contract.<\/p>\n

Anxious to provide individualised solutions, they prioritise listening and customer relations in order to best respond to each request through neutral advice as well as an overall analysis of your needs.[\/vc_column_text][vc_btn title=”Learn more” link=”url:https%3A%2F%2Fmulticredit.ch%2Fen%2Fcredit%2Fsme-loans%2F|title:Learn%20more”][\/vc_column][\/vc_row][vc_row full_width=”stretch_row” gap=”30″ css=”.vc_custom_1786016282228{background-color: #f0f0f0 !important;}” el_class=”section-l section-content-wide”][vc_column]<\/p>\n

Why choose MultiCredit?<\/H2><\/div>\n

[vc_wp_text]We are a team dedicated to finding solutions to help you succeed in your credit applications<\/a> and have successfully processed thousands of applications for loans throughout Switzerland.[\/vc_wp_text][vc_row_inner css=”.vc_custom_1786016341256{padding-top: 2% !important;padding-bottom: 4% !important;}”][vc_column_inner width=”1\/2″][vc_toggle title=”Expertise and experience in financing and credit for individuals” style=”rounded” color=”juicy_pink”]With over 20 years of experience in the Swiss credit sector<\/strong>, we have developed in-depth market knowledge. Our advisors are fully versed in the specifics of the Consumer Credit Act (LCC)<\/strong> and will do everything possible to guide you towards the best financing solution<\/strong>.[\/vc_toggle][vc_toggle title=”Personalized offers for your credit” style=”rounded” color=”juicy_pink”]We collaborate with several renowned Swiss financial partners<\/strong> to offer you the most advantageous rates<\/strong> and terms truly tailored to your situation. We negotiate rates on your behalf to allow you to benefit from the best private loan offers<\/strong> in Switzerland.[\/vc_toggle][vc_toggle title=”Total transparency” style=”rounded” color=”juicy_pink”]At MultiCredit,<\/strong> there are no hidden fees<\/strong>. We provide you with clear and detailed information on all costs associated with your loan: interest rates, any administrative fees, etc. This ensures you receive support with complete confidence<\/strong>, free from any unpleasant surprises.[\/vc_toggle][vc_toggle title=”Competitive interest rates” style=”rounded” color=”juicy_pink”]Take advantage of attractive interest rates<\/strong> tailored to your profile. The overall effective rate<\/strong> will depend on your financial situation (income, expenses, payment history, etc.) and the duration<\/strong> of your personal loan.[\/vc_toggle][\/vc_column_inner][vc_column_inner width=”1\/2″][vc_toggle title=”Flexible amounts” style=”rounded” color=”juicy_pink”]Whether you need CHF 3,000 or CHF 400,000, we tailor the size of your financing<\/strong> to your project. This wide range offers you the flexibility to cover diverse needs.[\/vc_toggle][vc_toggle title=”Flexible refund conditions” style=”rounded” color=”juicy_pink”]With MultiCredit<\/strong>, you choose the repayment period<\/strong> that suits your budget, from 12 to 84 months. This allows you to adjust your monthly payments to maintain your financial stability.[\/vc_toggle][vc_toggle title=”Simple and quick process” style=”rounded” color=”juicy_pink”]Our application process<\/strong> is 100% secure<\/strong> and designed to save you time:<\/p>\n

    \n
  1. Submit your application<\/strong>: online, by phone, or via WhatsApp.<\/li>\n
  2. Fast assessment<\/strong>: our advisors review your application and provide you with a personalized offer as quickly as possible.<\/li>\n
  3. Confirmation and signature<\/strong>: once the offer is accepted, all you have to do is sign the contract.<\/li>\n
  4. Disbursement of funds<\/strong>: you receive your financing quickly in your bank account.<\/li>\n<\/ol>\n

    [\/vc_toggle][vc_toggle title=”Personalized support” style=”rounded” color=”juicy_pink”]Our team assists you at every stage<\/strong>, from compiling your application to receiving the funds<\/strong>. We remain available to answer all your questions, advise you, and offer personalized support<\/strong>.[\/vc_toggle][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/section>\n","protected":false},"excerpt":{"rendered":"

    [vc_row full_width=”stretch_row” content_placement=”middle” el_class=”section-l section-content-wide”][vc_column width=”1\/2″][vc_column_text]A mortgage is not only about the interest rate. It is a financing structure that must remain aligned with your project, your budget, and your long-term plans. Whether you are buying a primary residence, financing a second home, renewing an existing mortgage, or optimizing a first- and second-rank structure, small […]<\/p>\n","protected":false},"author":24,"featured_media":31078,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-credit.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[],"class_list":["post-31076","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/pages\/31076","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=31076"}],"version-history":[{"count":22,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/pages\/31076\/revisions"}],"predecessor-version":[{"id":32001,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/pages\/31076\/revisions\/32001"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/31078"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=31076"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=31076"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}