{"id":17239,"date":"2021-06-28T09:47:37","date_gmt":"2021-06-28T09:47:37","guid":{"rendered":"https:\/\/www.multicredit.ch\/credit\/personal-credit\/"},"modified":"2025-01-23T08:05:19","modified_gmt":"2025-01-23T08:05:19","slug":"personal-loan","status":"publish","type":"page","link":"https:\/\/multicredit.ch\/en\/credit\/personal-loan\/","title":{"rendered":"Personal loan"},"content":{"rendered":"<section class=\"wpb-content-wrapper\">[vc_row][vc_column][vc_empty_space height=&#8221;100px&#8221;]<\/p>\n<div class=\"blocktitle title-left title-dark\" clearfix\"><H2><span class=\"ez-toc-section\" id=\"A_personal_loan_with_the_best_conditions_at_MultiCredit\"><\/span>A personal loan with the best conditions at MultiCredit<\/H2><\/p>\n<h4>MultiCredit, valuable advice for a personal loan in Switzerland and many other benefits<\/h4>\n<\/div>\n<p>[vc_column_text]<\/p>\n<ul>\n<li><strong>Best<\/strong> <strong>rate<\/strong> of interest negotiated<\/li>\n<li>Amounts ranging form <strong>CHF 3&#8217;000 to 400&#8217;000<\/strong><\/li>\n<li><strong>Flexible<\/strong> repayment term from 6 to 84 months<\/li>\n<li>Prepayment possible <strong>at any time<\/strong>, interest reduction<\/li>\n<li>Buyback and <a title=\"Debt consolidation loan Switzerland\" href=\"https:\/\/multicredit.ch\/en\/credit\/loan-buyout\/debt-consolidation-loan\/\">consolidation of loans<\/a>, <a title=\"Car Loan\/Leasing in Switzerland\" href=\"https:\/\/multicredit.ch\/en\/credit\/credit-vehicule\/car-loan\/\">leasing<\/a>, <a title=\"Credit card balance refinancing by Multicredit\" href=\"https:\/\/multicredit.ch\/en\/credit\/loan-buyout\/credit-card-balance-buyout\/\">credit card balances<\/a><\/li>\n<li>Preliminary decision\u00a0 <strong>in 5 minutes<\/strong><\/li>\n<li>Interest is <strong>tax-deductible<\/strong> from your taxable income<\/li>\n<li>Personalised advice from a team specialised in private credits.<\/li>\n<\/ul>\n<p>With MultiCredit, the <a title=\"Personal Loan in Switzerland\" href=\"https:\/\/www.multicredit.ch\/en\/\">personal credit specialist in Switzerland<\/a> <strong>since 1999<\/strong>, you benefit from a fast and decreed service, as well access to a loan at the best rate. Do you have a project to finance? Buying a car, buying furniture, renovating, training, health, leisure, etc.? Contact us and we will find <strong>the right solution<\/strong> for your needs.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;17138&#8243; img_size=&#8221;full&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;]<\/p>\n<div class=\"blocktitle title-left title-dark\" clearfix\"><H2><span class=\"ez-toc-section\" id=\"Conditions_for_granting_credit\"><\/span>Conditions for granting credit<\/H2><\/div>\n<p>[vc_column_text]<\/p>\n<ul>\n<li>Possessing <a href=\"https:\/\/www.sem.admin.ch\/sem\/fr\/home\/themen\/aufenthalt\/eu_efta.html\" target=\"_blank\" rel=\"noopener\"><strong>Swiss nationality, C permit, B permit, G permit or legitimation card<\/strong><\/a><\/li>\n<li>Working <strong>in Switzerland<\/strong> and having a contract<strong> of indefinite or long-term duration<\/strong><\/li>\n<li>Do not <strong>have any pending lawsuits<\/strong><\/li>\n<li>18 years at minimum<\/li>\n<li>For temporary employees who have been working with the same company for <strong>at least 6 months<\/strong><\/li>\n<li>For pensioners, AI and AVS, <strong>not receiving<\/strong> supplementary benefits<\/li>\n<li>For self-employed persons registered in the Trade Register for <strong>at least 2 years<\/strong><\/li>\n<li>For persons holding a B permit, being established in Switzerland <strong>for at least 12 months<\/strong><\/li>\n<li>For persons holding a legitimation card, being established in Switzerland <strong>for at least 6 months<\/strong><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]To get <strong>the best rate<\/strong> on a personal loan, it is important to have a very good score which is determined in particular by a good solvency, creditworthiness and liquidity to be able to repay the private loan. Contact the <a href=\"https:\/\/multicredit.ch\/en\/credit-application\/\">MultiCredit<\/a> experts without further delay! We will be happy to advise you on the best financing of your project.[\/vc_column_text][\/vc_column][\/vc_row]<\/section>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_empty_space height=&#8221;100px&#8221;][vc_column_text] Best rate of interest negotiated Amounts ranging form CHF 3&#8217;000 to 400&#8217;000 Flexible repayment term from 6 to 84 months Prepayment possible at any time, interest reduction Buyback and consolidation of loans, leasing, credit card balances Preliminary decision\u00a0 in 5 minutes Interest is tax-deductible from your taxable income Personalised advice from a team [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":17193,"parent":12350,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-credit-full.php","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[],"class_list":["post-17239","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/pages\/17239","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=17239"}],"version-history":[{"count":25,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/pages\/17239\/revisions"}],"predecessor-version":[{"id":27866,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/pages\/17239\/revisions\/27866"}],"up":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/pages\/12350"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/17193"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=17239"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=17239"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}