{"id":12321,"date":"2020-03-10T09:56:39","date_gmt":"2020-03-10T09:56:39","guid":{"rendered":"https:\/\/www.multicredit.ch\/rachat-de-pret\/solde-de-carte-de-credit\/"},"modified":"2021-06-18T19:20:29","modified_gmt":"2021-06-18T19:20:29","slug":"credit-card-balance-buyout","status":"publish","type":"page","link":"https:\/\/multicredit.ch\/en\/credit\/loan-buyout\/credit-card-balance-buyout\/","title":{"rendered":"Get a Credit Card Balance Refinancing"},"content":{"rendered":"<section class=\"wpb-content-wrapper\">[vc_row el_class=&#8221;white-bck bigpadding&#8221; css=&#8221;.vc_custom_1594909812588{padding-top: 0px !important;}&#8221;][vc_column data_aos=&#8221;fade-in&#8221;]<\/p>\n<div class=\"blocktitle title-center title-dark\" clearfix\"><H2><span class=\"ez-toc-section\" id=\"How_to_regain_control_over_your_credit_card_balance\"><\/span>How to regain control over your credit card balance?<\/H2><\/p>\n<h4>You have reached or you are over your credit card limit!<\/h4>\n<\/div>\n<p>[vc_column_text el_class=&#8221;maxwidth&#8221;]<\/p>\n<p class=\"p1\" style=\"text-align: center;\"><span class=\"s1\">In need of financial solutions? We can offer you a solution by refinancing your credit card balance or any other banking product you are involved with, in order to consolidate your various credits, potentially increase your cashflow and save up to 40% on your monthly payments! <\/span><\/p>\n<p class=\"p1\" style=\"text-align: center;\"><strong><span class=\"s1\">Get a higher credit limit, than the one offered by most of the traditional banking organizations.<\/span><\/strong><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; el_class=&#8221;lightgrey-bck diagonal-bottom-bck bigpadding&#8221;][vc_column width=&#8221;1\/2&#8243; data_aos=&#8221;fade-in&#8221; data_aos_delay=&#8221;250&#8243; el_class=&#8221;checklist&#8221;]<\/p>\n<div class=\"blocktitle title-left title-dark\" clearfix\"><H2><span class=\"ez-toc-section\" id=\"When_should_you_decide_to_refinance_your_credit_card_balance\"><\/span>When should you decide to refinance your credit card balance?<\/H2><\/p>\n<h4>Need to know what your current situation allows you to do?<\/h4>\n<\/div>\n<p>[vc_column_text]<\/p>\n<p class=\"p1\"><span class=\"s1\">Private loans, Visa, Mastercard, American Express, Diners club and leasing balances, consolidate your credits, up to a maximum of CHF 400,000 in total, and gain in ease of managing all your credits.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Your credits\u2019 complexity can cause confusion and over-indebtedness. MultiCredit will provide the best way to refinance the balance of your credit cards and outstanding credits in order to optimise your budget.<\/span><\/p>\n<p class=\"p1\"><strong><span class=\"s1\">At MultiCredit we provide clear, legible and easily understandable documents. No more headaches.<\/span><\/strong><\/p>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; data_aos=&#8221;fade-left&#8221;][vc_single_image image=&#8221;11511&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;none&#8221;][\/vc_column][\/vc_row][vc_row content_placement=&#8221;middle&#8221; el_class=&#8221;white-bck bigpadding checklist&#8221;][vc_column width=&#8221;1\/2&#8243; data_aos=&#8221;fade-right&#8221;][vc_single_image image=&#8221;11556&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;none&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243; data_aos=&#8221;fade-in&#8221; data_aos_delay=&#8221;250&#8243;]<\/p>\n<div class=\"blocktitle title-left title-dark\" clearfix\"><H2><span class=\"ez-toc-section\" id=\"MasterCard_Visa_American_Express_Diners_Club\"><\/span>MasterCard, Visa, American Express, Diners Club<\/H2><\/p>\n<h4>Are you interested? We might be able to do even more for you.<\/h4>\n<\/div>\n<p>[vc_column_text]<\/p>\n<p class=\"p1\"><span class=\"s1\">Credit card balance refinancing process is like the personal loan application one. We will be happy to make you an offer to refinance your credit balance, if you have commitments in the form of:<\/span><\/p>\n<ul>\n<li class=\"li1\"><span class=\"s2\">Privat credits: regardless of the bank you have signed with, we\u2019ll take care of the formalities to refinance your loan.<\/span><\/li>\n<li class=\"li1\"><span class=\"s2\">Leasing &#8211; our offer also extends to your current leasing<\/span><\/li>\n<li class=\"li1\"><span class=\"s2\">Credit cards: we refinance the balance of your credit cards, directly from the issuing organisation.<\/span><\/li>\n<li class=\"li1\"><span class=\"s2\">For Swiss nationals or holders of a <a href=\"https:\/\/www.sem.admin.ch\/sem\/en\/home\/themen\/aufenthalt\/eu_efta.html\" target=\"_blank\" rel=\"noopener\">C permit<\/a>, tax deductions are possible.<\/span><\/li>\n<li class=\"li1\"><span class=\"s2\">Individuals, working in Switzerland, who are not prosecuted or have illegal act record.<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<p class=\"p1\"><span class=\"s1\"><strong>This solution allows you to stagger and extend the duration of your repayments and benefit from more favourable rates.<\/strong> <\/span><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; el_class=&#8221;lightgrey-bck bigpadding comp-neg-margin-bottom checklist&#8221;][vc_column]<\/p>\n<div class=\"blocktitle title-left title-dark\" clearfix\"><H2><span class=\"ez-toc-section\" id=\"Interested_in_having_your_credit_card_balance_refinanced\"><\/span>Interested in having your credit card balance refinanced?<\/H2><\/p>\n<h4>Our solutions, your advantages<\/h4>\n<\/div>\n<p>[vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<p class=\"p1\"><span class=\"s1\">Do not hesitate to request an offer directly, thanks to our secured online application form. With us, you can have an alternative to over-indebtedness.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">When filling in the form online indicate the amount of the debts you wish to be refinanced in the \u00ab\u00a0desired amount\u00a0\u00bb section. <\/span><\/p>\n<p class=\"p1\"><a href=\"https:\/\/multicredit.ch\/en\/credit-application\/\"><strong><span class=\"s1\">Our team will contact you shortly to make a free and non-binding offer.<\/span><\/strong><\/a><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<ul>\n<li>Security and privacy<\/li>\n<li>Proximity and responsibility<\/li>\n<li>Guaranteed pick-up in less than 24 hours<\/li>\n<li>Credit rate lower than the competition<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Restrict yourself once to have a sweeter life every day<\/p>\n","protected":false},"author":4,"featured_media":11617,"parent":12309,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-rachat.php","meta":{"inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[264],"class_list":["post-12321","page","type-page","status-publish","has-post-thumbnail","hentry","category-credit-card"],"_links":{"self":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/pages\/12321","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/comments?post=12321"}],"version-history":[{"count":16,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/pages\/12321\/revisions"}],"predecessor-version":[{"id":16728,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/pages\/12321\/revisions\/16728"}],"up":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/pages\/12309"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media\/11617"}],"wp:attachment":[{"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/media?parent=12321"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/multicredit.ch\/en\/wp-json\/wp\/v2\/categories?post=12321"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}